FAQs

Hill Top Capital LLC is a leading real estate financing company that specializes in fix and flip loans and commercial bridge loans. We offer tailored financial solutions to help investors and businesses succeed in their competitive realities, giving them the opportunity to do more than just survive.

A fix and flip loan is a short-term financing option designed for real estate investors looking to purchase, renovate, and sell properties for profit. Hill Top Capital LLC provides funding for both the acquisition and renovation stages of your fix and flip project.

A commercial bridge loan is a temporary financing solution used to bridge the gap between a real estate transaction’s immediate funding needs and its long-term financing. It is particularly useful for investors acquiring or refinancing commercial properties.

Our loan application process is streamlined and straightforward. You can start by contacting our dedicated investment specialists. We’ll review the submission,  assess the needs, and let you know what we can or cannot offer. 

While specific criteria may vary, we typically consider factors such as industry, risk, property value (if applicable), liquidity, credit and experience as a real estate investor.

We understand the importance of timely funding. Once we have all the necessary information, our team strives to provide swift loan approvals. Funding timelines can vary depending on the complexity of the project and the documentation required, but we have the ability to close loans in as little as 3-7 business days.

Yes, we welcome both seasoned investors and first-time investors. Our team is here to offer guidance and support, regardless of your experience level.

Our loan terms and conditions may vary, but we strive to provide flexible options. We can discuss prepayment penalties and other terms during the loan application process.

Yes, in almost all cases.

Yes, we lend to both investors, developers and primary owners. We have customized deals for all From owner-occupied to tenant-occupied to investors and developers of residential, commercial and even industrial.

Yes, we do.

Yes, we have customized packages depending on the level of experience.

In certain circumstances depending on the project type, the borrowers and other parameters.

Yes, we value repeat customers.

We do not have set income requirements for the borrower, but the borrower and/or the asset must be able to demonstrate the ability to pay scheduled interest.

$100,000 – $50,000,000

Nationwide and beyond: Hill Top Capital lends in all states .